Insurance Policy Intelligence &
Clause Discrepancy Engine.
A production-style reference implementation demonstrating layout-aware multi-document policy comparison, endorsement discrepancy detection, exact paragraph citation grounding, and refusal guardrails.
Multi-Document Policy Analysis Engine
The base property form explicitly excludes all flood losses without a separate endorsement. However, the Business Income endorsement grants 14 days of ingress/egress civil authority interruption coverage if the surrounding access roadway is impassable due to direct physical damage within 1 mile.
“We will not pay for loss or damage caused directly or indirectly by flood, surface water, waves, tidal water, overflow of any body of water...”
“Coverage applies to the actual loss of Business Income sustained due to action of civil authority prohibiting access, subject to the Flood Endorsement sub-limit.”
“Standard physical deductible: $10,000 per occurrence.”
“72-hour waiting period before business income loss calculation begins unless 24-hour waiver is explicitly endorsed.”
“Loss or damage caused by failure of power or utility service occurring away from described premises is excluded.”
“No business income coverage for off-premises grid failure unless Utility Interruption Schedule (CP-1545) is attached.”
The 6-Step Insurance Document Intelligence Pipeline
How dense legal and insurance documents are transformed into grounded, actionable intelligence.
Need Document & Knowledge Intelligence for Your Enterprise?
We adapt this reference architecture to your organization's specific policy forms, legal agreements, compliance archives, or underwriting workflows.